The loss of a loved one is a stressful time in life. It can be an incredibly overwhelming experience if your loved one died while performing their job duties. Many work-related deaths occur because of the negligent actions of a co-worker, the employer, a malfunctioning piece of equipment or some other reason. Dealing with a death under these circumstances can be unbearable. It can also be expensive when burying your loved one.
The average funeral today can cost close to $9,000 if you hold a viewing, purchase a casket and bury your loved one in a cemetery plot. This cost also includes fees, transportation costs, flowers, a grave marker and other items. If you decide to have your loved one cremated, you can expect to spend anywhere from $6,000 to $7,000.
With funeral costs continuing to rise each year, it is important that you plan for the inevitable as much as possible. This includes having a life insurance policy with a death benefit. You might also want to open a special savings account that can be used by your loved ones to pay for a funeral when the time comes.
Emotions play a major role in the cost of a funeral because surviving family members make decisions based on their emotions. This can be even worse when dealing with a sudden death caused by a work-related accident.
Funeral costs in California continue to rise every year. With the average funeral costing close to $9,000, there are very little options for paying for the funeral if you do not have the funds. It's important that you and your spouse have some form of life insurance policy in place that can help with burial expenses.