Two Types Of Social Security Benefits
Canlas Law Group, APLC, In Cerritos, California, is ready to answer all of your questions regarding the Social Security Disability benefits you may be entitled to.
Proving Your Disability
Disability is defined by the Social Security Administration (SSA) as the inability to engage in any substantial gainful activity by reason of a medically determinable physical or mental impairment(s) which can be expected to result in death or which has lasted or can be expected to last for a continuous period of no less than 12 months.
An applicant has the burden of proving that they are disabled and unable to work for at least 12 months. You may not simply allege you are unable to work, but must prove it by submitting medically acceptable evidence. The development of evidence is crucial to winning your case.
The SSA will hire medical and vocational experts to prove that you are able to work. The social security disability claims process can be complicated and intimidating. Fortunately, you can increase your chances of getting approved by having an experienced attorney from Canlas Law Group at your side. What’s even better is that we don’t get paid unless you win!
Two Federal Programs Available
The SSA oversees two federal programs designed to help those not able to work due to long-lasting or permanent disabilities: The Social Security Disability Insurance (SSDI) program, and the Supplemental Security Income (SSI) program.
If you are disabled from performing substantial employment, you may be eligible for Social Security Disability (SSD) or Supplemental Security Income (SSI) benefits.
Differences Between SSDI And SSI Benefits
Social Security Disability Insurance (SSDI) is the program under which those who have paid into the Social Security system can receive benefits, in a manner similar to those collecting retirement benefits. It is a form of insurance for those employed, and workers contribute to this fund through payroll deductions.
In contrast, Supplemental Security Income (SSI) is a program for those with limited resources who have become disabled. It is a type of welfare program. There are work requirements for SSDI, but none for SSI. This is intended to fill the gap for disabled persons who cannot meet the work requirements. There are asset limits for SSI, but none for SSDI.
Supplemental Security Income Benefits (SSI)
Supplemental Security Income Benefits (SSI) benefits are paid to people who are both poor and disabled. In addition, SSI children’s disability benefits are paid to children 18 years old and younger who are disabled and whose parents or guardians are poor.
Social Security Disability Benefits (SSD)
Social Security Disability Benefits (SSD) are paid to disabled people who have reasonably stable work histories. Generally, SSD is available if you have been employed for five out of the last ten years.
Contact Canlas Law Group To Learn More
Call us at 323-888-4325 or contact our offices by email to discuss your Social Security benefits needs. We handle claims for all of Southern California including Los Angeles County, Orange County and San Bernardino County.
Reach out to us if you wish to apply or if you have been denied benefits.
This Social Security Disability (SSD) benefits program assists workers who are disabled, and coverage may be able to extend to family members who are dependent upon those workers financially. In certain cases, coverage is provided to widows or adult children who are disabled, but benefits are offered on a case-by-case basis.
Serving Southern California With SSD Claims Services
For the help you need when applying for SSD, talk to an attorney at Canlas Law Group, APLC, in Cerritos, California. Our lawyers help people file in Orange County and throughout the Los Angeles metropolitan areas.
In order to qualify for Social Security Disability Insurance, a candidate must be considered disabled according to the strict definition outlined by the United States Social Security Administration. Disability, as it pertains to Social Security Disability Insurance, is considered a serious condition that will prevent an individual from working for at least one year but up until death. Proof of medical conditions and injuries must be provided in order to verify that the individual is, in fact, unable to work as a result of the injury or medical condition.
Social Security Disability Insurance is the only Social Security benefits program that offers benefits to children who are dependent upon the disabled individual. In this circumstance, the amount of benefits provided to the individual’s child or children varies based on the work record of the disabled individual.
Monthly payments for individuals who qualify for Social Security Disability Insurance will vary. The payments are calculated based upon the average lifetime earnings of the individual who was covered by Social Security. The payment amount may be reduced if the individual has received workers’ compensation payments in the past, or if the individual is receiving additional forms of public assistance. Cost-of-living adjustments may also be made in order to adjust the monthly payments for the individual.
Supplemental Security Income
Supplemental Security Income is another benefits program offered through the Social Security Administration. This program provides benefits to specific individuals, including those in a low-income bracket, disabled individuals, blind individuals or individuals who are over the age of 65. Those who are under the age of 65 and are applying for Supplemental Security Income as a result of a disability must meet the qualifications outlined in the administration’s definition of disabled. A disabled individual is considered a person with a severe or serious disability that prevents them from working for at least one year, or up until death.
This supplemental benefits program is designed for individuals only. This means that dependent family members, including children and spouses, are not eligible to receive benefits based on the individual’s eligibility. The only exception are cases in which both spouses are eligible for Supplemental Security Income, in which case they can apply together in order to receive larger monthly payments through the program.
Individuals who qualify for Supplemental Security Income will receive a monthly payment package based on a specific formula that is outlined by the Social Security Administration. To determine a monthly payment, the individual’s countable income is subtracted from the current Federal Benefit Rate. If a state supplement is available, that is added to the monthly payment after the initial calculation. The Federal Benefit Rate is adjusted annually in order to account for cost-of-living changes, so the monthly payment may be adjusted at this time.